Terms of Use – Struggling with Debt? Get FREE Help to Cut Your Debt in Half

Effective Date: March 17, 2025

The following Terms of Use (“Terms”) govern your use of DebtAdvisorPro.com, which includes general content, informational resources, and advertising (collectively “Website”). The Website is owned and operated by STER INTERACTIVE LLC (“we,” “us,” or “our”). These Terms set forth important details about your relationship with us, including restrictions on how you can use our Website and limitations on our liability. DebtAdvisorPro.com is not a debt relief provider, financial advisor, or legal consultant. We do not provide any financial services. Instead, we serve as a platform that connects individuals seeking debt relief assistance with third-party service providers. By using this Website, you acknowledge that all interactions, services, or agreements are between you and the third-party provider, not DebtAdvisorPro.com. These Terms also establish our agreement regarding the resolution of disputes, including mandatory binding arbitration and a waiver of class action litigation.

BY ACCESSING OR USING OUR WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS. IF NOT, PLEASE DO NOT USE OR ACCESS OUR WEBSITE. YOU MAY NOT ORDER OR OBTAIN PRODUCTS OR SERVICES FROM THIS WEBSITE IF YOU (A) DO NOT AGREE TO THESE TERMS, (B) ARE NOT THE OLDER OF (i) 18 YEARS OF AGE OR (ii) THE LEGAL AGE TO FORM A BINDING CONTRACT IN YOUR JURISDICTION, OR (C) ARE PROHIBITED FROM ACCESSING OR USING THIS WEBSITE, OR ANY OF THIS WEBSITE’S CONTENTS, GOODS, OR SERVICES BY APPLICABLE LAW.

1. Privacy Statement Incorporated:

We have posted a Privacy Statement which governs data collection, storage and use. This Statement is incorporated into these Terms. We encourage you to review the Statement.

2. Changes to Our Website:

You agree and understand that our Website, including all content, advertisements, and sponsored listings, may be modified or discontinued at any time, in our sole discretion, without prior notice. We do not guarantee that any third-party services advertised on our Website will remain available or unchanged.

3. Ownership of Intellectual Property:

All text, graphics, interfaces, photographs, trademarks, logos, sounds, music, artwork, computer code, and content (collectively “Content”) published on the Website is protected by applicable intellectual property laws and is owned or licensed by DebtAdvisorPro.com or its licensors. You may not modify, create a derivative work, display, distribute, or exploit, in whole or in part, any of the Content or software contained on, or comprising, our Website without seeking prior written permission from us. You are restricted from using any automated or manual device or process to copy, monitor, index or data mine the Website. DebtAdvisorPro.com, its respective logos, trade dress, and the graphics and layout of the Website are the registered and/or unregistered service marks, trademarks, and/or trade dress of DebtAdvisorPro.com and may not be copied, imitated or used, in whole or in part, without our prior written permission. All other trademarks, product names, and company names or logos mentioned on the Website are the property of their respective owners. Nothing in these Terms shall be deemed to grant to you any license or right in or to any other proprietary right of ours pertaining to the products sold on and through our Website.

4. Restrictions on Your Use of our Website:

Without limiting the generality of any other provisions of these Terms, you agree you shall not: (i) interfere with or disrupt the operation of our Website, including attempting to bypass, alter, or manipulate the way calls are routed to third-party providers; (ii) use any automated system, script, or software to access, extract, or copy content or advertisements from our Website; (iii) submit false or misleading information for the purpose of being connected with a third-party provider; or (iv) attempt to gain unauthorized access to any portion of our Website that is not intended for public use.

5. DMCA Notice:

If you believe that any item or content on our Website infringes your copyright, you should send written notice of copyright infringement to our designated copyright agent at the address given below. Your notice must meet the requirements of the Digital Millennium Copyright Act (as required under 17 U.S.C. §512) by providing the following information:

5.1. A description of the copyrighted work that you claim has been infringed;

5.2. A description of where the alleged copyrighted work is located on our Website;

5.3 Your name, address, telephone number and email address;

5.4. A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent or the law;

5.5. A statement by you, made under penalty of perjury, that the information in your notice is accurate and that you are the owner of the copyright at issue or are authorized to act on the copyright owner’s behalf; and

5.6. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright at issue.

Our designated copyright agent may be reached at contact@ster-interactive.com. All DMCA notices must be submitted via email, as we do not process requests received by postal mail.

6. DISCLAIMER:

DebtAdvisorPro.com is a marketing and lead generation platform that connects individuals with third-party debt relief service providers. We do not provide financial services, debt relief, or legal advice. We make no warranties or representations about the quality, effectiveness, legality, or suitability of any third-party provider listed on our Website. All services are provided by third-party companies, and any agreements, disputes, or claims must be resolved directly with them. Your use of this Website and any services or information obtained through it is entirely at your own risk.

7. Affiliate and Referral Traffic Disclaimer:

this website may receive traffic and visitors through affiliates, partners, or third-party referrers (“Affiliates”) who promote our services. Please be aware that these Affiliates are independent entities and are not agents, employees, or representatives of DebtAdvisorPro.com. Any statements, claims, offers, or representations made by such Affiliates regarding our services are their own and do not constitute statements, claims, offers, or representations made by us.

DebtAdvisorPro.com is not responsible or liable for any misleading, false, or inaccurate information provided by Affiliates or for any damages or issues that may arise as a result of interacting with such third parties. You should always rely on the information provided directly on this website and contact us directly if you have any questions about our services.

By using this website, you acknowledge and agree that any reliance on information provided by Affiliates is at your own risk, and DebtAdvisorPro.com disclaims any and all liability arising from or related to such content or representations.

8. Liability Limitations:

DebtAdvisorPro.com is not responsible for the actions, policies, or practices of any third-party debt relief provider to whom you may be connected. We do not endorse or guarantee the accuracy of any information provided by third parties and assume no responsibility for any financial loss, service dissatisfaction, misrepresentation, or contractual disputes arising from your engagement with a third-party provider. In no event shall we be liable for any direct, indirect, special, punitive, incidental, or consequential damages resulting from your use of our Website or any third-party services accessed through it.

9. Disclaimer of Advertisements and Links to Third Party Website:

DebtAdvisorPro.com may display advertisements from third parties, including sponsored listings, promotional content, and referral links. We do not control or verify the accuracy of any claims made by third-party advertisers. We do not endorse or guarantee any specific results from debt relief services advertised on our Website. Any transactions, agreements, or disputes must be handled directly between you and the third-party provider.

10. CLASS ACTION WAIVER AND BINDING ARBITRATION:

All disputes between you and DebtAdvisorPro.com related to your use of this Website—including advertisements, listings, or any content displayed—must be resolved through binding arbitration in the federal judicial district in which you reside. This arbitration clause applies only to disputes related to your use of DebtAdvisorPro.com and does not apply to any disputes with third-party debt relief providers. Any claims related to third-party services must be resolved directly with the provider, as DebtAdvisorPro.com is not responsible for their actions, policies, or agreements. You waive any right to bring a class action lawsuit or participate in a class-wide arbitration against DebtAdvisorPro.com.

12. Applicable law:

By visiting our Website, you agree that the laws of the United States of America, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that might arise between you and us.

13. General Terms:

Your use of DebtAdvisorPro.com does not establish any client, financial, advisory, or fiduciary relationship between you and us. Our role is strictly limited to providing informational resources and connecting users with third-party service providers. We do not provide individualized financial advice, negotiate terms on your behalf, or participate in any transaction between you and a third-party provider. No agency, partnership, joint venture, or employment relationship is created as a result of these Terms. These terms constitute the entire agreement between us. Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of the enforcement of such right or provision. If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable. These Terms are not assignable, transferable or sublicensable by you, except with our prior written consent. The headings in these Terms are for convenience only and have no legal or contractual effect. These Terms include and incorporate by reference the posted Privacy Policy on our Website.